Chase · personal
Chase Slate
None rewards$0 annual fee
No rewards program; focused on a long introductory APR and credit-management tools.
Why it made this list: A financing-first option with the longest intro APR in Cardwell's focused set.
Best 0% intro APR credit cards
Compare personal cards in Cardwell’s catalog with introductory APR offers for eligible purchases, balance transfers, or both.
Citi · personal
Double Cash
2%–5% rewards$0 annual fee
Unlimited 2% cash back: 1% when buying and another 1% when paying; 5% on eligible Citi Travel bookings.
Why it made this list: Straightforward 2% earning with no category enrollment or annual fee.
Chase · personal
Freedom Unlimited
1.5%–5% rewards$0 annual fee
1.5% on everyday purchases, 3% on dining and drugstores, and 5% through Chase Travel.
Why it made this list: Low-maintenance cash back with elevated dining and drugstore rewards.
Chase · personal
Freedom Flex
1%–5% rewards$0 annual fee
5% in activated quarterly categories on up to $1,500, 3% on dining and drugstores, and 5% through Chase Travel.
Why it made this list: High cash-back upside for users willing to activate rotating categories.
American Express · personal
Blue Cash Everyday
1%–3% rewards$0 annual fee
3% at U.S. supermarkets, U.S. gas stations, and U.S. online retail, each up to $6,000 yearly, then 1%.
Why it made this list: Useful household bonus categories without an annual fee.
Capital One · personal
Savor
1%–5% rewards$0 annual fee
3% on dining, entertainment, eligible streaming, and grocery stores; 5% on eligible Capital One Travel hotels, vacation rentals, and rental cars.
Why it made this list: A no-fee fit for food, entertainment and streaming-heavy budgets.