Focused business guide

Best credit cards for business

Compare all five business cards in Cardwell’s catalog. Business cards remain separate from personal-card recommendations.

Chase Ink Business Unlimited credit card
Chase · business

Ink Business Unlimited

1.5% rewards$0 annual fee

Unlimited 1.5% cash back on every business purchase.

Why it made this list: Simple flat-rate business cash back with no annual fee.

Chase Ink Business Cash credit card
Chase · business

Ink Business Cash

1%–5% rewards$0 annual fee

5% on office supply and internet, cable and phone up to $25,000 combined yearly, plus 2% at gas stations and restaurants.

Why it made this list: No-fee business rewards with strong office and telecom categories.

Review on Chase
Chase Ink Business Preferred credit card
Chase · business

Ink Business Preferred

1x–3x rewards$95 annual fee

3x on the first $150,000 combined yearly in travel, shipping, internet, cable, phone, and eligible social or search advertising.

Why it made this list: Transferable points for businesses spending on travel, shipping, telecom and digital ads.

Review on Chase
American Express Blue Business Plus credit card
American Express · business

Blue Business Plus

2x rewards$0 annual fee

2x Membership Rewards points on the first $50,000 in eligible purchases each calendar year, then 1x.

Why it made this list: Simple Membership Rewards earning with no annual fee or category tracking.

American Express Blue Business Cash credit card
American Express · business

Blue Business Cash

2% rewards$0 annual fee

2% cash back on the first $50,000 in eligible purchases each calendar year, then 1%.

Why it made this list: Straightforward business cash back that is automatically credited to the statement.