Annual fee$0
Intro and ongoing APR0% intro APR on purchases for 12 months; then 16.74%–28.49% variable APR.
Foreign transaction feeForeign transaction fee applies; confirm the current rate with American Express.
ProsWhere this card stands out
- Simple business cash back
- No annual fee
- Automatic statement credits
Things to considerTradeoffs to review
- The 2% rate is capped at $50,000 in eligible purchases per calendar year.
- Issuer terms and eligibility should be confirmed before applying.
Not ideal forWhen another card may fit better
- Businesses spending well above the annual 2% cap
- Businesses seeking category bonuses
Educational comparison only. Offers and eligibility can change. Confirm the issuer’s current terms before applying. Cardwell does not guarantee approval.